Which programs actually pay you — and how the money gets to you.

A verified comparison of affiliate and freelance payout routes across Nigeria, South Africa, Kenya and Ghana. Every entry is timestamped and re-checked on a schedule — no guessing whether a "highest paying" list is still accurate.


Get paid, reliably

The tools we actually recommend for moving money in and out of Africa — not just a directory, but what we'd use ourselves.

Wise

For freelancers & affiliates receiving international payments

Multi-currency account with real exchange rates — the most natural fit for anyone getting paid from clients or affiliate programs abroad.

Commission
£10–£50 per new user's first cross-currency transfer (exact amount depends on market and transfer value)
Cookie
365 days (uncapped conversion window)
Apply to Wise's affiliate program

LemFi

For diaspora & businesses in Europe/UK/US/Canada paying people or contractors in Africa

Zero-fee transfers from Europe, the UK, the US and Canada into Nigeria, Ghana, Kenya and several other African corridors.

Commission
Base per-referral rate confirmed on approval; additional $5 per referral bonus after 20 successful referrals in your first month as an affiliate
Cookie
Not publicly disclosed — confirm on application
Apply to LemFi's affiliate program


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Tools

Payout method calculator Compare fees across Payoneer, PayPal, M-Pesa and bank transfer