GHS · Ghana

Getting paid in Ghana

Mobile money (MTN MoMo, AirtelTigo) widely used alongside bank transfer.

Local payout rails

mobile money, bank transfer are the primary ways money lands in-country. See the payout calculator to compare fees across methods.

For freelancers & affiliates receiving international payments

Multi-currency account with real exchange rates — the most natural fit for anyone getting paid from clients or affiliate programs abroad.

Commission: £10–£50 per new user's first cross-currency transfer (exact amount depends on market and transfer value)
Cookie: 365 days (uncapped conversion window)

For diaspora & businesses in Europe/UK/US/Canada paying people or contractors in Africa

Zero-fee transfers from Europe, the UK, the US and Canada into Nigeria, Ghana, Kenya and several other African corridors.

Commission: Base per-referral rate confirmed on approval; additional $5 per referral bonus after 20 successful referrals in your first month as an affiliate
Cookie: Not publicly disclosed — confirm on application

Program	Commission	Payout via	Frequency	Status
Selar Affiliate Network Fast payout (24–48 hours after sale). Built for African digital creators; small annual signup fee has applied historically — verify current terms.	10–50%	Direct local bank transfer	on sale	Verified Jun 2026
Shopify Affiliate / Collabs USD-denominated flat commission per qualifying referral — a natural hedge against local currency volatility.	$25–$150	PayPal, Direct local bank transfer	monthly	Verified Jun 2026
Fiverr Affiliate Program USD payouts via Payoneer or bank transfer. 10% revenue share on repeat purchases for up to 12 months.	25–100%	Payoneer, Direct local bank transfer	monthly	Verified Jun 2026
Travelstart Affiliate Program Low percentage but high average order value on flight bookings. Pays after booking confirmation.	1–3%	Direct local bank transfer	monthly	Needs recheck Jan 2026