NGN · Nigeria

Getting paid in Nigeria

Largest market by population and affiliate program coverage. Bank transfer is the dominant local payout rail; NDPR governs local data protection.

Local payout rails

bank transfer, mobile money are the primary ways money lands in-country. See the payout calculator to compare fees across methods.


Recommended tools

Wise

For freelancers & affiliates receiving international payments

Multi-currency account with real exchange rates — the most natural fit for anyone getting paid from clients or affiliate programs abroad.

Commission
£10–£50 per new user's first cross-currency transfer (exact amount depends on market and transfer value)
Cookie
365 days (uncapped conversion window)
Apply to Wise's affiliate program

LemFi

For diaspora & businesses in Europe/UK/US/Canada paying people or contractors in Africa

Zero-fee transfers from Europe, the UK, the US and Canada into Nigeria, Ghana, Kenya and several other African corridors.

Commission
Base per-referral rate confirmed on approval; additional $5 per referral bonus after 20 successful referrals in your first month as an affiliate
Cookie
Not publicly disclosed — confirm on application
Apply to LemFi's affiliate program

Programs that pay Nigeria

Program Commission Payout via Frequency Status
Jumia Affiliate Program
Pays directly to Nigerian bank accounts. Commission varies by product category.
4–11% Direct local bank transfer monthly Verified Jun 2026
Konga Affiliate Program
Local e-commerce, strong brand trust in Nigeria. Commission varies by category.
3–8% Direct local bank transfer monthly Verified Jun 2026
Selar Affiliate Network
Fast payout (24–48 hours after sale). Built for African digital creators; small annual signup fee has applied historically — verify current terms.
10–50% Direct local bank transfer on sale Verified Jun 2026
Shopify Affiliate / Collabs
USD-denominated flat commission per qualifying referral — a natural hedge against local currency volatility.
$25–$150 PayPal, Direct local bank transfer monthly Verified Jun 2026
Fiverr Affiliate Program
USD payouts via Payoneer or bank transfer. 10% revenue share on repeat purchases for up to 12 months.
25–100% Payoneer, Direct local bank transfer monthly Verified Jun 2026
TrueHost Affiliate Program
Supports mobile money payout in Kenya — rare among hosting affiliate programs. 90-day cookie window.
10% PayPal, Direct local bank transfer, M-Pesa monthly Needs recheck Jan 2026
Travelstart Affiliate Program
Low percentage but high average order value on flight bookings. Pays after booking confirmation.
1–3% Direct local bank transfer monthly Needs recheck Jan 2026